Have the High Cost Car Kancil

Kancil cars are often described as a car that does not burden you, but whether it means that you and your family can have one? Many of the prospective buyer believes that with can pay the monthly payment means that they already can buy a car. Whoa ..... really think. Having a car like an animal such as cattle maintain. If cattle must be fed so the car should also be fed petrol. If not, can not move any. Besides fed, it should also be treated with care. The cost involved is the cost of maintaining, changing parts, improve, insurance and road tax.

Say a car is one of the most affordable car kancil 660 EX models priced RM24, 489.00 (in 2003). The cost involved is as shown in the figure above. After taking into account all the costs involved, such as advance payment, insurance, road tax, monthly payments, depreciation, petrol, maintenance, parking fees, car washing, and other accessories, the cost to have a Kancil car there is the first year of RM13 , or 620.00 per month cost of RM1, 135.00. This is a large amount. Therefore, mampukah money you spend more than RM1, 000.00 per month for the Kancil car? That new Kancil car, if a larger cars like Waja, Persona, etc, how .....? Of course belanjanya larger than Kancil. In year 2, costs will decrease because there is no advance payment, insurance premiums will also be reduced. However, maintenance costs will increase. 4 tires have to be tire change. Now kena pulak, tires not very good. First 3 years but now may be resistant 1 1 / 2 years to 2 years dah kena change. Battery shall likewise. Now use a dry battery, dah good reason not touched the water fill the battery but costs more expensive.

Originally, when we see a monthly car payment Kancil only within RM300.00 more, but when we terperincikan other costs, so dah more than RM1, 000.00 per month. So, before purchasing a car, just think! Kalau dah terbeli, struggle I had to compensate expenses. Some other expenses such as food shopping and kitchen may have sacrificed solely to pay costs related to the car. In the end, when you can not afford to sacrifice other spending, you may not be able to pay monthly fees. If this continues for several months, the lender will even begin to call you and you will be facing the risk of pull vehicle. You're ready to accept this condition? Think-think ....